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Polar Insight

Explore by your role

Will this decision hold up when someone asks you to defend it?

Bring independent stakeholder evidence and outside challenge to a decision before it goes to the board, so it can withstand scrutiny after the fact, not just agreement in the room.

What this looks like

Board decisionExecutive committeeCross-functional decisionDecision defensibility

Examples of who brings us in

  • A CEO or executive team taking a significant decision to the board, wanting an independent view of the stakeholders and risks before the paper is finalised.
  • A general manager accountable for a decision that spans multiple functions, needing a single, evidence-based picture rather than competing internal views.
  • An executive team wanting to know whether internal agreement reflects genuine consensus or unexamined groupthink.

Relevant guides

Regulation & Regulatory Change

How to Structure a Variation of Permission Application That Holds Up

A practical guide to preparing a VoP application that gives the FCA what it needs to assess the request properly, first time. Readers will finish with a clear view of how to sequence the work, what to evidence, and where applications typically stall.

Regulatory submissionRegulatorsRegulatory uncertainty
4 min readRead guide →
Regulation & Regulatory Change

How to Structure a SIF Interview Preparation Pack for an Incoming Chair

A practical guide to building a Significant Influence Function interview pack that prepares an incoming Chair to engage credibly with the FCA and PRA. Covers what to include, how to sequence rehearsal, and the judgement calls that separate a confident candidate from an exposed one.

Regulatory submissionRegulatorsBoards
4 min readRead guide →
Boards, Governance & Defensibility

How to Structure a Board Paper for Material Outsourcing Under PRA SS2/21

A practical guide to building a board paper that secures informed approval for a material outsourcing arrangement under PRA SS2/21. After reading, you will know how to sequence the paper, surface the real risks, and give the board a defensible basis for its decision.

Regulatory submissionBoardsRegulators
4 min readRead guide →
Regulation & Regulatory Change

How to Structure a Skilled Person Review Response That Minimises Supervisory Escalation

This guide sets out how to respond to a Section 166 review in a way that demonstrates genuine engagement, accurate self-assessment, and credible remediation. After reading, you will know how to sequence your response, manage the skilled person relationship, and present findings to your regulator in a way that supports supervisory confidence.

Regulatory submissionRegulatorsBoards
4 min readRead guide →
Regulation & Regulatory Change

How to Structure a Wind-Down Plan That Supports Solvent Exit

A practical guide to building a Wind-Down Plan that meets the FCA's expectations under WDPG and genuinely supports a solvent exit. After reading, you will know what the FCA tests for, where firms commonly fall short, and how to sequence the work so your plan holds up under supervisory review.

Regulatory submissionRegulatorsBoards
4 min readRead guide →
Regulation & Regulatory Change

How to Structure an SMCR Statement of Responsibilities That Withstands FCA Scrutiny

A practical guide to drafting Statements of Responsibilities that give the FCA a clear, defensible picture of individual accountability. Readers will finish with a working method for identifying gaps, allocating Prescribed Responsibilities cleanly, and keeping SoRs aligned with how the firm actually runs.

Regulatory submissionRegulatorsBoards
4 min readRead guide →