FCA review on SME access to finance: regulatory priorities and next steps
The FCA has published findings from its review of SME access to finance and identified three regulatory focus areas to reduce friction: supporting proportionate Consumer Credit Act reform, helping unlock open finance benefits with SME lending as a priority, and monitoring industry work on digital verification to reduce duplicated compliance checks. The guidance signals regulatory expectations for how firms should engage with these developments.
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- 17 September 2026
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