The Decision Defensibility Check
Could this decision withstand challenge?
Use these questions to identify where confidence may be stronger than the evidence supporting it.
- 01
Evidence quality
What evidence, beyond internal reporting, supports the confidence behind this decision?
- 02
Stakeholder proximity
When did you last hear directly from the stakeholders most affected, rather than through an intermediary?
- 03
Assumption expiry
Which of the assumptions this decision relies on have not been retested since it was approved?
- 04
External validation
Has anyone outside the team that built this case been asked to challenge it?
- 05
Challenge and dissent
Was genuine dissent raised and recorded, or did the group converge too quickly?
- 06
Ownership
If this decision is challenged in twelve months, who is accountable for defending it?
- 07
Audit trail
Could you reconstruct, from the record alone, why this decision was made?
- 08
Consequences of error
What would it cost, financially, regulatorily or reputationally, if the central assumption turned out to be wrong?
Guides that help you test this
The Limitations of Relying on Internal Consensus: A Practical Guide
This guide sets out where internal consensus breaks down as a basis for major decisions in financial services, and what to substitute for it. After reading, you will be able to recognise consensus failure modes in your own organisation and design decision processes that hold up under scrutiny.
Internal Consensus Risk in Strategic Decisions: A Practical Guide
This guide explains what internal consensus risk is, why it distorts strategic decisions in financial services, and how senior leaders can detect and counter it. After reading, you will have concrete methods to stress-test agreement before it becomes a costly commitment.
Assumption Risk in Strategic Planning: A Practical Guide
This guide explains how to identify, test, and govern the assumptions embedded in strategic plans, the source of most strategic failure in financial services. After reading, you will know how to surface hidden assumptions, rank them by fragility, and build the monitoring discipline that keeps a plan honest as conditions change.
Leadership Blind Spots in Major Decisions: A Practical Guide
This guide sets out the specific blind spots that distort major decisions at the top of financial services firms, and how senior leaders can surface them before they cause damage. After reading, you will have a practical method for pressure-testing your own reasoning and your team's before capital, reputation, or regulatory standing is committed.